While new residents fresh off the plane are advised to initially have some kind of travel or medical insurance already in place, getting your healthcare sorted in Dubai needn’t be stressful. While UAE nationals receive free government healthcare, expats living in or visiting the UAE have to pay for all health services. It’s therefore necessary to get medical insurance. In Dubai, employers are now legally obliged to offer medical insurance for employees. Once you have your cover, you’ll be sent a credit card-sized insurance card, which you should carry in your wallet at all times in case of an emergency. Present this at the clinic or hospital and complete the necessary forms. Depending on your insurance, you may have to pay an excess, a percentage of the consultation fee, or the whole bill, and then claim back later.
Al Khazna Insurance Company
Al Ittihad Road, www.alkhazna.com (04 217 3333).
Al Sagr National Insurance Company
Office number 308, National Bank of Umm Al Quwain Building, Khalid Bin Al Waleed Street, www.alsagrins.ae (04 397 7233). Other branches: Best Home Business Centre, Sheikh Zayed Road (04 338 1611). Abdul Bari Al Hashemi Building, Al Ras (04 226 1500).
AXA Gulf Insurance
Wafi Residential Centre, opposite Dubai Health Care City, Oud Metha Road, www.axa-gulf.com (04 315 0200). Other branch: Office number 36, JAFZ 16, Jebel Ali Free Zone (04 881 9696).
Emirates Insurance Company
Bayswater Building, Business Bay, www.eminsco.com (04 453 4867).
Methaq Takaful Insurance
AW Rostmani Building, Al Ittihad Road, Port Saeed, www.methaq.ae (04 260 1601).
Noor Takaful Family
Opposite Noor Islamic Bank Metro Station, Al Manara, www.noortakaful.com (800 6667).
Office Court, Oud Metha Road, www.rsagroup.ae (800 772).